How to Organize Your Bills

How to Organize Your Bills

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This is a guest post by Matt Williams, who is a blogger and an unapologetic fighter of medical billing mistakes. He offers tips and resources for help with medical bills at sickandbroke.com

How to organize bills (even if you’re a mess)

Bills, bills, bills. They are overwhelming. Every day they continue to pour in and every month you will likely receive a power bill, gas bill, your mortgage or rent, water bill, internet and cable bill, and phone bills – and that’s the least of it. How do most people handle it? How do you handle it? I know. I know what you do.

We all have that location in our kitchen, car or office. That spot where we collect the mail in the pile. We tell ourselves that we will organize it, but we just create a new pile until we have the paper version of Mount Everest.

I am going to give you some tough love right now: if you do this, you are a mess. That is right, you are a mess and you need help. You are not doing yourself any favors, and it’s time for you to get it together so you can pay your bills on time and become more organized. (more…)

New Year’s Resolution Ideas (for People Who Live on Purpose)

New Year’s Resolution Ideas (for People Who Live on Purpose)

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Need New Year’s Resolution ideas that could actually change your life?

Pick one and make next year your best year yet. Some of these are really hard things to do. But I say do the hard things! They are they ones that need doing the most. (Just so you know, coming up with new year’s resolution ideas and then not following though with them won’t change anything, so make a plan to make sure you can follow through.) (more…)

How to ACTUALLY keep your New Year’s Resolution this year

How to ACTUALLY keep your New Year’s Resolution this year

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Do you struggle to keep your new year’s resolutions?

I sort of assumed that most of us do. I wanted a real number though, so I googled it – cus google always knows. Google shocked me a little this time. (I got you a screen shot so you can be shocked too.) It claims that NINETY-TWO PERCENT of us will fail at keeping our new year’s resolution. Whhhhatt??

new-years-resolutions-1

As a collective, we are THAT poor at follow through?

It would seem so. (Interesting point here – I participate in an affiliate program for BestMark – a secret shopping company – that I used to get FREE oil changes for my car (before I got a VW) – and anyone can join as a secret shopper (check it out here if you’re interested). As of today, I have had 1044 people join BestMark and EIGHT people follow through with secret shops. Follow through is a problem.) (more…)

Blog Income & Traffic Report: November 2016

Blog Income & Traffic Report: November 2016

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THIS is why blogging is worth the effort

It’s time for another blog income report…

I had always HOPED that I could make a living blogging, and I had HOPED that I could generate enough passive income to make it “worth the effort” – but until this past week I have been putting in about 1000% effort. (Not kidding, I’m talking about 6-10 hours per day, every day, for the past 8 months.) Waking and sleeping (yes, even in my dreams) I have been blogging.

And it was TOTALLY paying off, so I knew I wasn’t “wasting my time”. (By “totally paying off, I mean I earned over $8000 in the past two months alone – with a blog I started in MARCH. So less than 7 months to a full time income.)

BUT, there has always been a little picky doubt at the back of my mind as to if the blog could generate an income if I wasn’t able to invest as much time.

And this week I got my answer to that question.

I have not pinned to pinterest, I have not written new content, I have not responded to emails or comments in a timely manor. I have not done a speck of email marketing.

Instead I had a baby – and I am savoring every minute of his squishyness and just enjoying my time with him and letting my body recover without worrying about “work”. I am in awe of his tinyness and blogging is the farthest thing from my mind.

And, while I oggled my little man, I made over $600 in passive income. So yes, I can absolutely make a 100% passive income, and blogging is worth the effort. (more…)

Bad Money Habits You Need to Ditch NOW

Bad Money Habits You Need to Ditch NOW

(This post probably contains affiliate links. Our full disclosure policy is really boring, but you can find it here.)

Why are some people always “broke”?

This post has been sort of rattling around in my brain this week, just waiting to get out onto the screen…but posts have a hard time forming in my head until something inspires the concrete ideas and words that make up what I want to say. This week, what I want to say came to me at the grocery store while I was contemplating how much money my blog made in October, and looking at a box of $16 chicken fingers.

Not just any chicken fingers, but the best chicken fingers I have ever had. (I bought a box a few weeks ago when they were deeply discounted. And we got two meals out of it. So at $16 for the box, I knew that meant we would have 2 $8 meat nights, and that is too expensive. I aim for $5 / meal or less – talking about just meat here, and $6 happens sometimes, but $8 is ridiculous. Unless it’s steak and it’s a treat.)

It occurred to me that some people might think to themselves, if they were in my exact situation at that moment, “I can afford to buy these grossly over-priced chicken fingers, because I made an extra $5035.17 on my blog this month” (- which is nuts, by the way).  (more…)